Our Monthly Passive Income Reports

Welcome to Wealth Without Wall Street monthly passive income reports! We disclose the earnings and expenses of all things passive income related. The goal of these reports is for fellow Entrepreneurs to replicate our successes and avoid our failures, and as you will see, there are plenty of both.

2026
Overview
Gross Income :
$426,176.00
Net Income :
$262,546.00
Monthly Breakdown
$
41,093.00
$
50,719.00
$
49,055.00
$
42,330.00
$
35,241.00
$
44,108.00

FAQ

  • What is passive income?
    Passive income is money earned from assets or systems that don't require your active daily labor, such as rental real estate, short-term rentals, private lending, land flipping, or businesses run by operators. The goal is for your monthly passive income to exceed your monthly expenses, which is the definition of financial freedom.
  • What are the best passive income investments outside of Wall Street?
    The best passive income investments depend on your Investor DNA, your unique skills, resources, and risk tolerance. Popular non-Wall Street options include short-term rentals, long-term rental real estate, private lending, land flipping, ATM funds, car washes, and small business ownership with operators in place.
  • How much money do I need to start creating passive income?
    You can start building passive income with as little as a few thousand dollars through strategies like private lending or land flipping, while rental real estate typically requires $30,000 to $60,000 for a down payment. The bigger factor is choosing a strategy that matches your Investor DNA so you stick with it long enough to see results.
  • What is the Freedom Gap?
    The Freedom Gap is the difference between your monthly passive income and your monthly expenses. When your passive income exceeds your expenses, the gap closes and you achieve financial freedom, work becomes optional. Tracking and closing this gap is the core framework taught by Wealth Without Wall Street.
  • Can whole life insurance help me build passive income?
    Yes. Through the Infinite Banking Concept, a dividend-paying whole life insurance policy acts as your capital warehouse. You borrow against the policy's cash value to fund passive income investments while your cash value keeps compounding, so your dollars do double duty.
2025
Overview
Gross Income :
$716,338.94
Net Income :
$523,404.63
Monthly Breakdown
$
28,458.11
$
35,162.48
$
52,313.30
$
40,472.26
$
49,364.40
$
59,166.42
$
52,097.80
$
35,508.87
September 2025
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$
44,084.29
$
50,515.25
$
41,028.90
$
35,232.55
2024
Overview
Gross Income :
$833,659.83
Net Income :
$593,591.98
Monthly Breakdown
$
34,206.16
$
30,894.76
$
47,177.48
$
43,007.19
$
47,975.86
$
58,279.31
$
55,611.76
$
45,982.78
September 2024
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$
53,310.02
$
69,196.33
$
57,324.98
$
50,625.35
2023
Overview
Gross Income :
$1,165,467.63
Net Income :
$569,212.67
Monthly Breakdown
$
38,167.45
$
61,384.57
$
51,693.62
$
45,724.16
$
56,364.40
$
64,712.16
$
45,580.32
$
59,531.12
September 2023
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$
36,291.39
$
38,983.76
$
38,899.72
$
31,880.00
2022
Overview
Gross Income :
$1,688,658.49
Net Income :
$545,026.87
Monthly Breakdown
$
33,061.58
$
33,240.41
$
47,499.82
$
40,678.66
$
46,687.53
$
55,382.29
$
58,356.45
$
35,782.16
September 2022
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$
65,255.09
$
62,194.77
$
41,338.53
$
48,777.00
2021
Overview
Gross Income :
$1,294,211.57
Net Income :
$665,452.91
Monthly Breakdown
$
43,000.00
$
27,229.91
$
42,993.17
$
58,234.63
$
56,229.49
$
43,526.42
$
65,766.81
$
68,555.99
September 2021
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$
40,369.75
$
67,566.64
$
45,329.65
$
50,179.53
2020
Overview
Gross Income :
$194,155.63
Net Income :
$49,611.73
Monthly Breakdown
$
2,447.52
$
3,390.70
September 2020
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$
4,849.33
$
5,344.15
$
20,969.61
$
12,610.42

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