We save the world from having the feeling, "Will I have to trade time for money for the rest of my life?" You deserve to enjoy life and the fruit of your labor. We understand and have been there. We will help you achieve this freedom by following our 3-step process. Are you ready?
Wealth Without Wall Street is an online community that seeks to re-educate business owners & families how money truly works. Our goal is to teach people how to enhance savings, increase cash flow and create passive income all without the help of Wall Street. The secret to doing this is having your money work for you, not someone else.
“If we are to achieve results never before accomplished, we must expect to employ methods never before attempted.”
Mark Haruguchi is a Wealth Without Wall Street Financial Coach. His degree is Professional Flight Technology launched a career as a commercial pilot and instructor, carrying thousands of passengers safely to their destinations. 10-year-old Mark wanted to be a pilot when he grew up, and 2020 Mark started IBC. If work were to vanish and he could be any place on earth, Mark would be on an African Safari. An avid adventure-seeker, Mark aims to visit every National Park in the US before he dies. He’s happiest when he’s hiking, and on Sunday mornings, you’ll find Mark enjoying a nice cup of coffee.
JD Hill is a Financial Coach lending 12 years of professional experience to Wealth Without Wall Street. He hopes that people remember the honesty, integrity, and respect with which he treats everyone around him. JD strives to take personal responsibility and commit to high expectations. He cares deeply for and values his relationships both in and out of the office. If work were to vanish suddenly, and he could be anywhere else, JD would be on an adventure somewhere with his family. On Sunday mornings, you can usually find JD sitting at his kitchen table with his wife sipping coffee, bible open, trying to study and wrangle the kids running around him. Passionate, full of conviction, and “all-in” are three apt descriptors of JD. Before he dies, his greatest goal is to raise up Godly kids who love and respect their parents. When he isn’t focused on Wealth Without Wall Street, JD enjoys learning from the Just Thinking podcast and Grace To You sermons. JD’s personal motto sums up his value to the company beautifully: “Try your best, don't quit, and have a great attitude!”
Strategic Financial Coach Ernie Brown joined Wealth Without Wall Street in 2016 after studying Management and Marketing at Berry College. A patient listener, a thorough teacher, and a creative strategizer, Ernie is energized to see people take action to achieve goals they set for themselves at Wealth Without Wall Street. Ernie would call himself consistent, a collaborator, and a learner. He wants to be remembered as someone who learned, grew, and developed for a lifetime and spent a full life passing down and equipping others to impact multiple generations. On Sunday mornings, you can usually find Ernie and his wife at Briarwood church worshipping the Lord and investing time in the college community. When he’s not working, Ernie is usually passionately recruiting his friends to join last minute, spontaneous activities that he and his wife dream up.
Joey Mure, Founder and Partner at Wealth Without Wall Street, brings impact, integrity, and generosity to the company every day. He hopes to be remembered as a lover of Jesus, devoted husband, and faithful father. Despite dreaming, around age 10, of becoming an orthopedic surgeon, Joey was in the mortgage business for 11 year before moving to finance in 2014. His personal mentor, Nelson Nash — another man of integrity and impact — is someone Joey deeply admires. Joey’s strengths in building relationships, asking great questions, and influencing and empowering people with the Wealth Without Wall Street message make him invaluable to the company’s mission. He is relational, impactful, and a true leader. His colleagues would add that he’s thoughtful, funny, and a family man. Many people don’t know that Joey ate a 72-ounce steak dinner once. If he could be anywhere other than work, you’d find him at the beach with his family. And every Sunday morning, they’re worshipping the Lord. A lifetime goal of Joey’s is to impact the world for Christ; and a more near-term goal is to purchase a beach house for my family. Aside from Wealth Without Wall Street, Joey listens to Sharran Srivatsaa’s Business School podcast and Donald Miller’s Building A StoryBrand podcast. He’s happiest when he’s traveling with his wife or golfing with his girls. He cares deeply about Campus Outreach, Cru, Navigators, Sav a Life, Lifeline Adoption, and Young Business Leaders. His aims to live by the words “Trust in the Lord with all your heart and lean not on your own understanding. In all your ways acknowledge Him and He shall direct your path (Prov 3:5-6).”
Wealth Without Wall Street’s Founder and Partner, Russ Morgan, is known as “The Idea Guy.” Russ began his professional career as an investment advisor in 2004 after graduating from Auburn University — a slight foray from 10-year-old Russ’ dream of becoming a professional baseball pitcher. After obtaining his CFP in 2008, Russ started IBC the following year, and eventually went on to found Wealth Without Wall Street in 2015. Russ' mother was an enormous inspiration for him growing up. As a single mother with two young children, she took a rigorous, accelerated track through college while working multiple jobs, all with the goal of bettering her children’s lives. When he’s not working, you can wave to Russ on a boat at the lake pulling his kids around on a tube. And on Sunday mornings, he’s probably rushing to church with his family … only 10 minutes late.
Russ’ creativity, fresh ideas, and knack for problem solving are indispensable assets to his role at Wealth Without Wall Street. Russ would describe himself as competitive, creative, and passionate; his colleagues would likely add that he is helpful and abundant. Russ hopes to be remembered as an innovator who loved to teach others, and he has a goal to one day serve in the mission field. Finishing the book is another more near-term goal. Aside from Wealth Without Wall Street, Russ learns from the Business School podcast with Sharran Srivatsaa and Donald Miller’s Building A StoryBrand book and podcast. Aspire Movement, Campus Outreach, and Young Business Leaders are three causes near to Russ’ heart. Russ in one motto? “Just try!”
Kait Ryan is the Marketing Project Manager at Wealth Without Wall Street. She is originally from Sterling Heights, Michigan, but moved to Alabama to attend the University of Alabama (Roll Tide!). After graduating from Alabama with a Bachelor of Science in Business Administration and Marketing she worked for several different companies in a sales and marketing capacity. Outside of work Kait, enjoys spending time with friends and family, crafting, and home projects.
Gabe Lovvorn is a Bookkeeper and Administrative Assistant at Wealth Without Wall Street. Gabe interned with Wealth Without Wall Street in the summer of 2020 while attending Samford University. Outside of the office Gabe loves playing golf and basketball and talking sports. His goals this year include reading eight books and being able to dunk a basketball. Gabe’s life motto is “You miss 100% of the shots that you don’t take.”
Justin Harris works in Operations & Strategic Consulting at Wealth Without Wall Street. He has a Bachelor's of Science in Education from Samford University. Justin co-founded and was the COO of two companies, Fireseeds and Wildsparq. Since then, he started Congruence, a business operations consulting company. Outside of work Justin loves watching his kids play sports, working on his other e-commerce businesses, and working out. His goal for the next three years is to replace his current active income with passive income. His life motto is “Focus equals growth.” Justin is also a huge Georgia fan, Go Dawgs!
Maddie Lebeter is an Onboarding Specialist at Wealth Without Wall Street. My role is to help those who want to achieve their goals through IBC get started. She helps guide clients through the insurance under writing process. Getting over that first hurdle in the under writing process is a major step and she aims to make it as quick and efficient as possible for clients to start using their cash value for PI strategies. In addition, she assist with any client servicing needs.
Maddie is originally from a small town in Illinois. She graduated from Southeast Missouri State University with a Bachelor of Science in Biological Sciences & Health Communication Studies. Maddie has a wide range of work experience from being a CNA to customer service, to a campus ministry role she had in Chaing Mai, Thailand before working at Wealth Without Wall Street. An interesting fact about Maddie is that she can speak a tonal language- Thai.
Outside of the office Maddie enjoys hiking, coaching softball, crossfit, watching Alabama football and a lot of coffee with friends. She is very passionate about sports and missions. Maddie enjoys reading and birdwatching- she spotted 75 different species while hiking in Thai mountains. Maddie has visited more countries than States in America. She aims to live by the words, “So, Whether you eat or drink, or whatever you do, do all to the glory of God" 1 Corinthians 10:31
Tracy Fillmore is an Executive Assistant at Wealth Without Wall Street. Her primary role is keeping Russ and Joey on track with their day to day schedules and goals. Along with helping manage the day to day, Tracy also conducts all of the outreach to introduce Russ and Joey to other podcast hosts.
Tracy has a Bachelor of Science in Electrical Engineering. She previously worked at 3M, Bristol Myers, and was the office manager for a law firm before coming to Wealth Without Wall Street. She is originally from Birmingham but lived in Jacksonville, Florida for 12 years before returning back to Birmingham where all of her family is located.
Tracy’s favorite child is her Goldendoodle, Stella. She enjoys taking Stella on walks, taking on crafts and home projects, and being on the lake in the summer on the pontoon boat. In the future, Tracy says she would love to tackle a house flipping project. Tracy’s life motto is “Always leave things better than you found them and always treat people better than you want to be treated.”