Round Table | Why Every Investor Needs Creative Financing in Their Toolkit

Are you tired of the traditional financing roadblocks? In today's conversation, the financial coaches delve into creative financing strategies for real estate investors, such as subject to, seller financing, and lease options, which can help you bypass the bank, unlock new opportunities, and generate passive income. With interest rates rising and prices still high, cash flow has become squeezed, making creative financing more essential than ever. If you want to learn how to unlock new opportunities and avoid the traditional financing bottleneck, don't miss this episode.

How creative financing can help investors bypass traditional financing hurdles

The benefits of deals where the investor takes over the seller's mortgage and potentially saves them from foreclosure

The power of seller financing and lease options

Inside the Industrial Goldmine Most Investors Overlook with Irwin Boris

Are you ready to discover why industrial real estate could be your next passive income goldmine? In this episode, Russ and Joey sit down with industrial real estate expert Irwin Boris, who shares this investment strategy for long-term success. Irwin explains why he prioritizes cash flow in industrial deals and how this move offers stability even in unpredictable markets. He highlights the advantages of investing in shallow-bay industrial properties, where tenants range from local craftsmen to larger businesses. Additionally, Irwin discusses the benefits of triple net leases, which shield investors from fluctuating operating expenses.

Why cash flow should be the primary focus for industrial investors

The benefits of shallow-bay industrial properties and multi-tenant spaces

How triple net leases work and shield investors from unexpected costs

Irwin Boris

Irwin Boris has over three decades of experience in real estate finance, investment, and asset management. He has worn various hats in the industry, including those of a direct lender, principal, investment banker, and advisor. Throughout his career, Irwin has been involved in more than $5.0 billion worth of real estate transactions.

Round Table | The Power of the Infinite Banking Concept: Dead or Alive

What if the way you’ve been planning for your family’s future isn’t as secure as you think? Traditional inheritance methods might leave your heirs with more headaches than wealth, so it's time to look into an alternative tool for building generational financial freedom. In this episode, the financial coaches delve into the Infinite Banking Concept (IBC) and explore how it can be leveraged for both living and post-death financial strategies. They discuss the limitations of traditional tools, such as 401(k)s, and how they often fail to provide sufficient flexibility for heirs, particularly due to the high taxes and complex rules surrounding inheritance.

How IBC provides a tax-free legacy for heirs

Why knowledge is more valuable than just money when it comes to wealth transfer

The steps families can take to start using IBC for multi-generational wealth planning

Our Real Passive Income Numbers + The Syndication Math You Can’t Ignore

Are you curious about syndications and how they can generate passive income for you? In this episode, Russ and Joey dive into the world of syndications, breaking down the different structures and how they can impact your passive income. They explore key differences between syndication payout models and why understanding them can make all the difference in your investment strategy. They also share real insights from their May 2025 passive income report. Understanding how these structures work can help you avoid common pitfalls and align your investments with your goals for financial freedom. Don’t miss this insightful episode that could change the way you approach passive income! Top three things you will learn: The two common syndication structures and how they affect returns How to assess syndication deals based on your financial goals The importance of asking the right questions before investing in syndications May 2025 Income At-A-Glance: Gross Income for May: $63,620.54 Total Expenses for May: $14,256.14 Total Net Profit for May: $49,364.40 Difference b/t April & May: $8,660.31 % of net profit to overall gross revenue: 78%

Round Table | Why Infinite Banking Wins Over 401(k)s and IRAs

Are you tired of traditional savings accounts that don’t seem to get you anywhere? Today, Russ and Joey welcome Chris Miles of Money Ripples to discuss the powerful synergy between infinite banking and passive income. Chris shares how his journey from traditional financial advising to alternative investments transformed his financial outlook, revealing the strategies that helped him retire early and build lasting wealth. The trio also discusses the pitfalls of relying solely on savings accounts and emphasizes the importance of using whole life insurance as a tool for wealth building.

How infinite banking can be used to create long-term wealth

Why traditional savings accounts fall short in building financial freedom

Insights on leveraging real estate and lending for passive income

Franchising for Freedom: Erik Van Horn’s Blueprint to Entrepreneurial Success

Are you thinking about franchising but unsure if it’s the right move? In this episode, Russ and Joey dive deep into franchising with Erik Van Horn, a seasoned franchisee with over 100 locations and multiple successful exits. Erik shares his journey from steady six-figure sales income to betting on himself by going all in on entrepreneurship through franchising. They also explore the essential traits of successful franchise owners, including the importance of being teachable, sales-driven, and well-capitalized. Erik reveals lessons learned from mistakes, including why “passive franchising” is often a myth.

Mindset shifts needed to succeed in franchising

How to identify strong franchise opportunities

Red flags to watch for

Erik Van Horn

Erik Van Horn is a seasoned entrepreneur who has acquired and scaled multiple franchises, as well as founded his own franchise brand. Today, as co-founder of Front Street Equity Partners, Erik helps franchise founders scale rapidly, create enterprise value, and generate sustainable passive income.

Round Table | Build Your Private Family Bank: Infinite Banking Strategies for Generational Wealth

Do you want to secure your family's financial future for generations to come? In this episode, Russ, Joey, and Mark discuss the concept of establishing a private family bank, a crucial strategy for building generational wealth. Joining them is Anthony Faso, a recognized expert in infinite banking. Together, they explain how a family bank unlocks endless opportunities, giving you control over your financial future, eliminating reliance on traditional banks, and creating a lasting legacy.

Using the infinite banking system to accelerate financial freedom

How to set up a private family bank to ensure wealth is passed down across generations

Practical steps to implement infinite banking in your family and business

Common Tax Mistakes High Earners Make and How to Fix Them with David Bull

Are you overpaying in taxes without even knowing it? Would you like to learn how to keep more of your hard-earned money? In this episode, David Bull rejoins Russ and Joey to discuss why 100% of the tax returns his team reviews each year require amendment. David explains the common mistakes entrepreneurs make with their taxes, why CPAs may not always have your best interest in mind when reducing tax liabilities, and how proactive tax planning can save you hundreds of thousands of dollars.

Spotting tax errors and saving a significant amount of money

Reducing self-employment taxes with smart entity strategies

Mastering your tax return and aligning with your CPA

David Bull

David Bull is the Founder and CEO of Ark Financial, a firm redefining the family office model to serve the complex needs of entrepreneurs and business owners. Since founding Ark in 2013, he has helped hundreds of families optimize tax structures, scale their businesses, and build generational wealth.

Round Table | Tax Advantages of the Infinite Banking Concept

How can you build wealth and keep more of it? In today's conversation, Joey, Eric, and Ernie discuss the powerful tax advantages of the Infinite Banking Concept (IBC). They discuss why taxes are one of the most underestimated threats to wealth, and how properly structured whole life insurance policies can shield your income now and for generations to come. Whether you're a business owner, high earner, or legacy builder, this conversation offers a smarter path to financial freedom. If you're ready to take control of your financial future, tune in and discover the tax-free tools the wealthy have used for decades.

Tax-deferred vs. tax-free strategies

IBC vs. traditional retirement accounts

How to set up a policy that maximizes control and flexibility

Why Doctors Struggle to Leave Their Practice (And How to Fix It) with Dr. David Phelps

Would you walk away from a thriving career if it meant finally having time with your family? Dr. David Phelps did, and what he shares about time, freedom, and wealth might just change your life. In this powerful episode, Russ and Joey sit down with Dr. David Phelps, host of The Freedom Founders Podcast, to discuss the life-altering decision he made to sell his dental practice for the sake of time and family. After facing his daughter’s life-threatening health challenges, David discovered a new metric for success–time freedom, not just net worth. He shares how he built passive income through real estate long before it became popular and outlines the exact mindset and strategy professionals need to exit the rat race early. His honest insights will challenge listeners to stop delaying their freedom and redefine what success truly means.

Why time is the most undervalued KPI in life and business

How doctors and high-income earners can reverse engineer financial freedom

Steps to building passive income outside of traditional Wall Street investments

Dr. David Phelps

Dr. David Phelps is America’s leading authority on creating freedom in life and business. As a nationally recognized keynote speaker, David brings dynamic energy and rare insights into how to achieve financial freedom by building a real business that doesn’t take over your life.

Round Table | How to Buy an Online Business That Pays You Every Month (Even While You Sleep)

What if your next stream of passive income came from a faceless YouTube channel or a website you didn’t build? In today's conversation, the financial coaches reveal how online businesses can replace your paycheck and why now is the ideal time to invest in them. Joey shares his results from a $25K investment, and Ben outlines which models offer the fastest wins for hustlers. Mark explains how analytics and systems can optimize these ventures from the very start. Meanwhile, Russ emphasizes the value of digital businesses as a modern-day strategy for building passive income and avoiding traditional job traps.

How to match your investor DNA to the right type of online business

Why faceless YouTube channels can be a low-drama path to cash flow

The first three steps to take if you're ready to get started

Tracking the 4 KPIs That Grew Our Passive Income to $40K+ in April 2025

Are you chasing your first passive income dollar or scaling your portfolio? If you're looking for fresh strategies and powerful reminders about building lasting wealth, this episode proves that it's more than just numbers–it’s about the people, knowledge, and actions behind the scenes. Today, Russ and Joey share their latest insights, connections, and investments fueling their passive income journey. They discuss how building and nurturing relationships opens doors to exclusive investment opportunities and why tracking key performance indicators beyond just returns is vital. In addition, they dive into innovative ideas like fractionalized home ownership as a creative way to unlock liquidity in second homes, and the concept of premium funding for high-net-worth investors. Tune in for inspiration on how consistent action, learning, and relationship-building multiply your passive income streams. Top three things you will learn: How networking unlocks exclusive investment deals Why ongoing learning sharpens your investor mindset Updates on land sales, vehicle rentals, and digital assets April 2025 Income At-A-Glance: Gross Income for April: $56,934.29 Total Expenses for April: $16,462.04 Total Net Profit for April: $40,472.26 Difference b/t March & April: ($11,841.04) % of net profit to overall gross revenue: 71%

Round Table | Midterm Rentals: The Real Estate Cash Flow Hack No One Talks About

Is the short-term rental market too saturated? Are long-term tenants not cutting it anymore? In today's discussion, Russ and Joey are joined by real estate pros Jamie O’Brien and Jonathan Day to explore a high-demand, low-competition strategy: midterm rentals. From traveling nurses to remote workers, the demand is real, and the opportunities are wide open. Whether you’re scaling a portfolio or testing your first unit, this conversation breaks down exactly how to enter the midterm space smartly. Listen now to discover if this under-the-radar cash flow model fits your investor DNA.

Why midterm rentals are rising in demand and how to profit from them

The types of guests these rentals attract and why it matters

How to analyze markets, mitigate risk, and choose the right properties for sustainable income

Self-Storage vs. Real Estate: The Surprising Winner with Fernando Angelucci

Are you looking for a recession-proof investment? In this episode, Russ and Joey sit down with Fernando Angelucci, who shares how he transitioned from the traditional 9-5 grind to becoming a successful entrepreneur in the world of self-storage. Using innovative strategies like seller financing, Fernando explains how he scaled his self-storage portfolio to create consistent, passive income while minimizing risk. The conversation focuses on why self-storage is one of the most recession-resistant investments, especially compared to other real estate types. Fernando also shares practical tips on identifying undervalued properties and how to structure deals with investors to maximize returns.

Self-Storage as a recession-proof investment

Three ways to acquire self-storage facilities

Building passive income with self-storage

Fernando Angelucci

Fernando Angelucci worked at Dow Chemical, a Fortune 50 company. At 23, he left the 9-5 world and started investing in residential real estate, moving to multi-family rental and later focusing on self-storage. Fernando is currently the CEO of SSSE (Self-Storage Syndicated Equities). This company builds institutional-grade self-storage facilities and buys value-add self-storage facilities nationwide.

Round Table | Dual Executive Reward Plan: Use Infinite Banking to Attract & Keep Top Talent

What’s the true cost of employee turnover, and how can business owners reduce it? In today's conversation, the financial coaches dive into employee retention strategies, focusing on how A-players drive business success. They reveal how traditional methods like 401(k)s often fall short in keeping top talent engaged, and introduce the dual executive reward plan as a game-changing tool for fostering loyalty and growth. By using the dual executive reward plan, business owners can create a system that rewards top employees and helps secure long-term retention without relying on expensive traditional retirement plans. They discuss how this strategy aligns with infinite banking to create more sustainable cash flow while ensuring that your best talent remains committed to your business.

The true cost of employee turnover

Attracting and retaining A-Players

The power of dual executive reward plans

Build a Business in 1 Hour a Day with Chris Cooper

What does it take to build a successful business from the ground up? In this episode, Chris Cooper joins Russ and Joey to share his inspiring journey from a struggling gym owner to a thriving entrepreneur. Chris discusses the pivotal moments that turned his business around, from realizing he needed mentorship to creating a path that allowed him to focus on growing his business and creating passive income. He dives deep into the importance of building a solid foundation with mentorship and systems, and how he uses his story to mentor other gym owners.

The power of mentorship

The four stages of business growth

How to build passive income

Chris Cooper

Chris Cooper believes hard-working business owners are the heart and soul of the economy, and he’s dedicated his life to supporting them through mentorship. His goal: help 1 million entrepreneurs find success. After starting Two-Brain Business in 2016, Chris grew the company into the largest gym mentorship company in the world.

Round Table | Why Laundromats Might Be the Best-Kept Secret in Passive Income

Are you looking for a passive income stream that could provide consistent returns and build generational wealth? In today's conversation, the financial coaches and laundromat expert Jordan Berry explore why laundromats are among the most underrated yet profitable passive income opportunities. They discuss how laundromats fit perfectly into the Investor DNA model and why it’s a powerful asset class for those looking to diversify their income sources. From evaluating financials to choosing the right location, the coaches review the key steps for getting started and scaling up. If you’re looking for an income-generating asset that doesn’t demand constant attention, get ready to learn tips you can use to add laundromats to your investment portfolio.

How laundromats generate passive income

Why laundromats are an ideal asset for long-term wealth

Finding the perfect laundromat investment

Strategies for Thriving in a Changing Economy with Chris Larsen

How can you thrive in a constantly shifting economy? In this episode, Chris Larsen joins Russ and Joey to share his expert strategies for navigating economic turbulence and making wise investment decisions. As interest rates rise and market volatility increases, Chris explores the opportunities that still exist, particularly in real estate, and how to adjust your investment strategy to stay ahead of the curve. He discusses why infinite banking can provide a reliable buffer in times of financial uncertainty and how adjusting your mindset can help you not just survive but thrive in this economic climate.

Adapting to market volatility

Why real estate remains a solid investment option

How to use infinite banking for stability

Chris Larsen

Chris Larsen is the founder and Principal of Next-Level Income. After 18 years in the medical device industry, he dedicates his time to helping others achieve financial independence through education and investment opportunities. Chris has been investing in and managing real estate for over 20 years.

Round Table | What Changed in 2025: Re-Evaluating the Moves You Didn't Make Last Year

Looking back at the financial decisions you didn’t make in 2024, what could you do differently in 2025? In today's conversation, the financial coaches delve into the importance of reevaluating missed opportunities and refining your financial strategy for 2025. With shifting market conditions, it’s time to ask yourself the tough questions: Should you pull money out of retirement accounts? Is infinite banking the right move for your future? They discuss the investor mindset necessary to overcome hesitation and seize opportunities that can significantly impact your financial trajectory. If you're wondering how to make better financial choices this year or how to finally act on decisions you’ve been putting off, this episode is packed with insights to help you make impactful moves.

Reevaluating missed opportunities

Starting infinite banking in 2025

Retirement planning

College Isn’t the Only Path: Exploring Gap Year Success with Riley Simpson

Is the traditional path to college really the best choice for every student? What if college isn’t the best next step? In this episode, Riley Simpson joins Russ and Joey to share how taking a gap year led to clarity, career success, and personal growth. Riley discusses the growing trend of gap years as a viable alternative to college, offering students the opportunity to explore different careers, build skills, and gain self-awareness without the pressure of choosing a major. He also highlights the anxiety students face when forced to pick a direction too early and offers practical advice on how a gap year can be a purposeful and transformative journey, rather than just a break.

Breaking free from college pressure

Building clarity

Preparing for the future

Riley Simpson

Riley Simpson has had a fascinating trajectory. He took two gap years before going to college, during which he became a mediator, broke into the film industry, became a real estate broker, started and sold a business (Right Hand Media), and then entered the tech industry.