Mastering Market Shifts: Insights for 2025 with J Scott

The real estate market is shifting, and those who adapt will find the best opportunities. In this episode, expert investor J Scott breaks down what 2025 has in store for multifamily investing, the impact of interest rates, and how to assess market trends for smart decision-making. Whether you're a seasoned investor or just getting started, J Scott shares the risk management strategies you need to navigate uncertainty and build lasting passive income.

Where the market is headed

How to identify profitable deals

Risk vs. reward in investing

J Scott

J Scott spent much of his early career in Silicon Valley, where he held management positions at several Fortune 500 companies, including Microsoft and eBay. In the past ten years, he has bought, built, rehabbed, sold, lent on, and held over $60M in property nationwide.

Round Table | Financial Freedom Cheat Code

Most people are stuck in the rat race, working harder but never feeling financially free. What if there was a cheat code to break out? In this episode, Russ and Joey reveal the Financial Cheat Code, a proven system that transforms active income into lasting wealth. Learn how to move from financial stress to financial freedom by rewiring your money habits and leveraging the Passive Income Operating System (PIOS). Tune in to discover the hidden cash flow killers keeping you trapped in the rat race and the steps to building a system that effortlessly converts money into passive income streams.

Why most people stay stuck

The power of having the right mindset

How to automate your wealth

5 Years of Passive Income: Our Journey, Numbers, and Key Takeaways

Have you ever wondered what creating over $50,000 a month in passive income really takes? Russ and Joey pull back the curtain on their five-year wealth-building journey in this milestone episode. From their biggest wins to hard-learned lessons, this December 2024 passive income report is packed with insights, numbers, and strategies to achieve your financial goals. Learn how understanding your investment style can align opportunities with your goals and risk tolerance. Hear the breakdown of land flipping, private loans, and surprising lessons from ventures like RV rentals and Bitcoin mining. You'll also discover why thinking like a bank is crucial for transforming assets into consistent cash flow. Are you ready to start your passive income journey? Today is the best time to do it. Top three things you will learn: Why knowing your Investor DNA matters Investments that worked (and didn’t) Mindset shift needed to achieve financial freedom December 2024 Income At-A-Glance: Gross Income for December: $64,144.48 Total Expenses for December: $13,519.12 Total Net Profit for December: $50,625.35 Difference b/t November & December: ($6,699.63) % of net profit to overall gross revenue: 79%

Round Table | Turnkey Long-Term Rentals: The Simplest Path to Passive Income?

What’s the easiest way to generate consistent passive income? Long-term rentals might just be the answer. In this episode, the financial coaches dive into turnkey long-term rentals and explore why they’re the simplest path to financial freedom. From market strategies to scaling efficiently, you’ll learn how to make informed investment decisions that align with your goals.

The pros and cons of turnkey long-term rentals

Creative financing options to enter the market with minimal upfront costs

Scaling your portfolio with minimal risks and maximum returns

How to Avoid Costly Mistakes in Investing: Lessons from Losing $80M with Gavin J Gallagher

What if your biggest financial loss could become your greatest teacher? In this episode, Russ and Joey sit down with Gavin J. Gallagher, who candidly shares the lessons he learned from losing $80 million during the global financial crisis. Gavin reveals how unchecked ego, cognitive bias, and market volatility led to his downfall and explains the mindset shifts and strategies that helped him rebuild.

The dangers of over-leveraging and cognitive bias in investing

How to rebuild after financial loss

Why humility and due diligence are critical to sustainable success

Gavin J Gallagher

Gavin J Gallagher is a property investor-developer and entrepreneur with an international track record and career spanning 25 years. He had bought, sold, built, and managed properties all the way from Midtown Manhattan to Downtown Dubai. Gavin is also the Director of Earlsfort Group and has been actively involved in the development of commercial real estate and corporate workplace solutions for more than two decades.

Round Table | Is Short-Term Renting Worth It? Pros, Cons, and Strategies for Success in 2025

Is short-term renting still a smart investment in 2025? In this conversation, the financial coaches dive into the evolving world of short-term rentals. They break down the pros, cons, and actionable strategies to help you decide if this high-reward investment aligns with your goals. From maximizing cash flow to managing guest expectations and navigating local regulations, this episode covers everything you need to know before diving in. Whether you're self-managing properties or considering hands-off investment models, you'll gain valuable insights to make smarter decisions.

The pros and cons of short-term rentals

Hands-on vs. hands-off strategies

Smart investing strategies for 2025

Uncover the Tool Transforming Leadership and Investments with Matt White

How do you make business and investing decisions? Do you rely on intuition or data? What if there was a tool that could revolutionize how you lead your team and grow your wealth? In this episode, Russ and Joey sit with Matt White, Culture Index Licensee, to explore a game-changing approach to leadership and investments. From aligning the right people with the right roles to evaluating investment operators, this conversation is packed with actionable insights for business owners and investors alike.

How to leverage human analytics

The importance of data-driven decisions

Balancing autonomy and expertise

Matt White

Matt White is a Culture Index Licensee who helps business owners, and C-level executives make human capital decisions that improve their company work culture and grow the top and bottom lines. As a partner at Iron Tribe Fitness, Matt began implementing the Culture Index program, which fundamentally changed the company's approach to hiring, managing staff, and forming franchise relations.

Round Table | Wally (our AI Bot)

Imagine having an AI-powered tool designed to simplify your journey to financial freedom. In today's conversation, the financial coaches introduce Wally, their AI bot, built to help listeners find answers to key financial questions and identify passive income opportunities. They discuss how Wally saves time, enhances decision-making, and serves as a starting point for creating a personalized wealth-building system. Listeners will gain insights into how AI is reshaping personal finance, learn about using tools like Wally to achieve clarity and focus and discover ways to align investments with individual goals using Investor DNA.

How AI tools can streamline financial planning and decision-making

The role of Investor DNA in aligning financial strategies with personal goals

How to move from financial information to actionable implementation

Passive Income Ideas: Turning Empty Lots into Cash with Joseph Woodbury

Are you wondering how to turn an empty lot or unused garage into a consistent cash flow machine? In this episode, Joseph Woodbury, co-founder of Neighbor.com, shares how his platform enables everyday people to rent out underutilized spaces for passive income. From renting out driveway space for RVs to turning vacant lots into high-yield assets, Joseph reveals how Neighbor.com is transforming the storage industry.

How to turn underutilized spaces into cash flow

Maximizing returns with simple improvements

Real-world passive income strategies

Joseph Woodbury

Joseph Woodbury is the co-founder and CEO of Neighbor.com. This platform helps property owners achieve full property monetization, earning more money from underutilized spaces. Under his leadership, Neighbor has expanded to all 50 states, offering more storage and parking options than any other company in the industry.

Round Table | The Debt Dilemma

Is debt holding you back or driving you forward? In this episode, the conversation focuses on one of the most debated topics in personal finance: debt. The financial coaches explore the pros and cons of using debt as a financial tool. They discuss how to overcome limiting beliefs, manage debt strategically, and determine whether debt freedom equals financial freedom. This episode will challenge your perspective on debt and help you rethink your financial strategy.

Why financial freedom doesn’t always mean debt freedom

Strategic ways to manage and prioritize debt repayment

How debt can be a powerful tool to achieve your financial goals

Unlocking Tax-Exempt Apartment Investing with Mark Khuri

Imagine eliminating property taxes while maximizing cash flow. Sound too good to be true? In this episode, seasoned investor Mark Khuri reveals the game-changing strategy of tax-exempt apartment investing. Learn how public-private partnerships can create affordable housing while unlocking massive savings and solid investment returns. Mark shares the ins and outs of this innovative approach, breaking down how savvy investors are thriving despite rising rates and competitive deals.

How to slash costs and boost property value

The key criteria for tax-exempt properties

Why this niche offers a strong risk-reward profile

Mark Khuri

Mark Khuri co-founded SMK Capital Management, which curates attractive opportunities through varying investment environments. Mark brings over 18 years of real estate investing experience to the organization. His career began in 2005 when he started investing in residential real estate in California and Florida.

Round Table | Navigating the Cash Flow Quadrant

Are you stuck trading time for money, or are you leveraging people, systems, and investments to grow wealth? In this insightful episode, the financial coaches explore Robert Kiyosaki's Cash Flow Quadrant and break down the paths to financial freedom. Learn the pros and cons of each quadrant and uncover the strategies that can transition you from employee or self-employed to true business owner or investor. Discover how to shift your mindset, build wealth, and reclaim time by navigating the Cash Flow Quadrant effectively.

Why the left side of the quadrant limits financial freedom

Opportunities and pitfalls of becoming a business owner

How to transition into the investor quadrant for ultimate time freedom

Listener Q & A: November 2024 Passive Income Report

What worked, what didn’t, and what’s next? In this month’s passive income report, Russ and Joey answer listener questions and give you an inside look at their financial wins, lessons learned, and plans for the future. From land investing to new income streams like vending and Turo, they share practical advice you can use to build your own path to financial freedom. Are you ready to build your passive income? Discover how to create a financial plan that works for you while avoiding common mistakes investors make. Top three things you will learn: How to reinvest passive income for growth and long-term success Key lessons from underperforming investments Exciting new passive income streams to explore in 2025 November 2024 Income At-A-Glance: Gross Income for November: $65,388.22 Total Expenses for November: $18,231.33 Total Net Profit for November: $47,156.89 Difference b/t October & November: ($3,520.25) % of net profit to overall gross revenue: 72%

Round Table | Your Financial Festivus: Turning Grievances into Goals for 2025

Got financial grievances? Let’s turn them into goals! In this festive and transformative episode, the financial coaches draw inspiration from the "Festivus" tradition to help you reframe financial frustrations into actionable steps for a prosperous 2025. From reviewing past missteps to setting laser-focused goals, this conversation is packed with insights to ensure the next year becomes your best yet.

Identifying and learning from your financial grievances

Actionable strategies to set and achieve clear, measurable goals

Reviewing your financial habits to unlock new opportunities

How to Launch Your Vending Business Step-by-Step with Michael Hoffmann

Have you ever considered investing in vending machines? Starting a vending business might be simpler than you think, but there’s more to it than meets the eye. In this episode, vending expert Michael Hoffmann returns to share his proven, step-by-step process to launch a profitable vending business. From selecting the right machines to finding prime locations and even involving your kids, Michael offers practical advice and tips to help you succeed. Whether you’re starting small or dreaming big, this conversation will inspire you to take action. Learn how to turn unattended retail into a smart, scalable passive income stream.

Do’s and don’ts for choosing vending machines

Securing the best vending locations

Selecting the products to stock in machines

Michael Hoffmann

Michael Hoffmann, also known as "Mr. Passive," is a seasoned entrepreneur specializing in passive income strategies, particularly through vending machine operations. His journey began while working 60-hour weeks for a modest income, prompting him to explore alternative revenue streams. Michael found his niche in the vending industry, where he now manages a network of over a dozen machines, generating substantial monthly profits.

Round Table | Fake Health, Fake Wealth

Are you ready to build a financially secure and physically vibrant life? In this episode, our financial coaches discuss actionable strategies for creating a plan that is definitely better than any traditional financial plan–it not only grows your wealth but also optimizes your health. Learn how to take control of your future with a plan that balances prosperity and vitality. Dive into practical tips, proven routines, and the secrets to building habits that last.

Building healthy habits

Tracking your health and wealth

Growing wealth and optimizing health

Multifamily Real Estate Made Simple: Lessons from Ken Gee’s 25-Year Journey

Would you charge $25,000 on a credit card to renovate a property? How much profit can you earn from making such a bold move? In this episode, you'll discover the transformative journey of Ken Gee, a multifamily real estate expert with 25 years of experience. From his beginnings as a CPA at Deloitte to building a multimillion-dollar real estate portfolio, Ken shares hard-earned lessons, strategies, and insights to help you succeed in multifamily investing.

Why multifamily investments often outperform single-family deals

How to overcome fears and make bold investment decisions

Critical strategies for adding value and boosting property returns

Ken Gee

Ken is the Founder and Managing Member of KRI Partners, a real estate private equity and investor education firm. He has more than 26 years of real estate, banking, private equity, and real estate investing experience. Throughout his career, Ken has been involved in transactions valued at more than $2.0 billion, including acquiring, managing, and financing various multifamily real estate projects.

Round Table | Raising Money for Deals: How to Do It, What We've Learned

Are you ready to level up your investing game? Raising money for deals is an essential skill that separates small-time investors from the big leagues. In today's conversation, the financial coaches share personal lessons and strategies for securing capital for investment opportunities. From practical advice on building trust to understanding the legalities of raising funds, they’ll guide you through the essentials of responsible capital raising. Learn how to avoid costly mistakes and discover new investment opportunities by mastering the art of raising money for deals. Don’t miss this conversation to get insights that will help you grow smarter and faster.

Why relationships, not just numbers, make or break successful deals

The importance of clear investor communication to manage expectations

Legal considerations to protect yourself and your investors

Private Lending Secrets: Avoid These Costly Mistakes with Liam Leonard

If you think private lending is a shortcut to wealth, think again. In this eye-opening episode, Russ and Joey are joined by Liam Leonard, a seasoned investor, who shares his hard-learned lessons from navigating the complexities of private lending. From disastrous deals with unexpected pitfalls to redefining his investment strategy, Liam's candid stories are packed with wisdom. Whether you're a seasoned lender or just considering private lending, this episode is a goldmine of practical advice to help you avoid costly mistakes. Don’t miss these valuable insights—listen now and learn how to lend smarter, not harder!

Why relying on third-party reports without personal verification is a recipe for disaster

The importance of setting strict investment parameters to avoid emotional or greedy decisions

How a focused niche and relationship-driven approach transformed Liam's lending business

Liam Leonard

Liam Leonard is the leader and visionary for LIONSCOVE. He established LIONSCOVE to have a more significant impact in his community and free himself from the mental model that organizations make choices for you. Liam wanted to create something that didn’t necessitate being on the road all the time or tied to his phone. The family needed to come first, and that’s precisely the culture he has established at LIONSCOVE.

Round Table | Breaking Down the Passive Income Operating System (PIOS)

Do you want to know the system behind consistent passive income growth? Discover how to organize, automate, and optimize your way to financial freedom. In today's conversation, the financial coaches break down their proven passive income operating system—a step-by-step approach to transforming active income into true financial freedom. They reveal how automating your cash flows, organizing finances like a business, and leveraging whole life insurance for cash storage can make your money work harder for you. Whether you’re just starting your journey or looking to refine your strategy, this conversation offers practical insights for building and managing passive income.

How to set up a simple system to turn active income into passive income

The importance of storing cash in optimal locations, like whole life insurance

Why automation is the key to simplifying financial decisions