Wall Street, the most important financial center of the world, initially referred to the select group of independent brokerage firms that dominated the U.S. investment industry. As the trading hub of the biggest financial markets, Wall Street has dramatically influenced the American economy and the world. As a result, many people, especially our parents, have turned to Wall Street, hoping to accumulate wealth for their retirement. But is that the right move? With no one else to rely on other than their financial advisors and fund managers, people are vulnerable to fluctuations in the value of their investments. So what exactly is the Wall Street Way, and what is wrong with it?