Round Table | How to Build Passive Income with the Passive Income Operating System (Step-by-Step)

Are you tired of working harder for your money and never feeling truly free? In today's conversation, the financial coaches break down why making more money isn’t enough. Instead, you need a proven system that can turn your active income into passive income and help you achieve financial freedom. The discussion highlights why relying on random financial tactics only leads to random results. By implementing a structured approach, you can create lasting passive income streams that will support you for life. The system they discuss is designed to help you access the capital you need to start investing while still securing your wealth.

The importance of having a system for financial freedom

How to recognize and avoid common money traps

The power of using the cash value in a life insurance policy to generate passive income

Is Airbnb Dead? What Most People Get Wrong About STRs with John Bianchi

Managing a short-term rental can feel overwhelming, especially with all the market myths out there. In this episode, John Bianchi joins Russ and Joey to break down why Airbnb is far from dead and how to strategically position your rentals for maximum profitability. John dives into what makes a property desirable, the importance of amenities, and how to create a “destination” experience that attracts guests year-round. We also cover key insights on the short-term rental tax loophole and strategies to maximize cash flow while staying compliant.

How to identify profitable short-term rental markets

How to choose properties that stand out

How to leverage data to avoid costly mistakes

John Bianchi

John Bianchi, also known as The Airbnb Data Guy, is a real estate investor who spends much of his time providing useful information on how to scrub data to find your next investment. In 2017, at just 24 years old, John sold a $10 million investment portfolio to start an Airbnb Arbitrage business. He quickly grew that to 15 cash-flowing properties in the Chicago area.

Round Table | Forever Income: What Michael Jordan Taught Us About Passive Cash Flow

What comes to mind when you think about the Jordan brand? In today’s episode, the financial coaches explore how to build streams of income that last beyond your lifetime, just like Michael Jordan’s legendary brand. They dive deep into the mindset shift needed to create streams of income that continue after you’re gone. Instead of focusing on accumulating a large sum for retirement, the focus is on building sustainable income sources that provide freedom now and for future generations. They also discuss the common trap of following traditional financial advice, which encourages saving for retirement but doesn’t focus on creating perpetual cash flow.

The power of perpetual passive income

Shifting from traditional investments to income-generating assets

Building wealth for future generations

The Hidden Secret to Scaling Multiple Businesses (No More Chaos!) with Joshua Kalinowski

Managing a business is challenging. It's even more difficult when you're juggling multiple ventures. How do you break free from the chaos and scale effectively? In this episode, Joshua Kalinowski joins Russ and Joey to share the secret to scaling multiple businesses without the chaos. From real estate to roofing, Joshua reveals how his company evolved into a successful holding company, ensuring each business stands alone while complementing the others.

Structuring businesses for scalable growth

Building strong leadership to drive business expansion

Eliminating chaos and friction to unlock growth

Joshua Kalinowski

Joshua Kalinowski is an author, serial entrepreneur, and CEO of multiple companies. He focuses on empowering men and women to live a life of exceptional impact, influence, and faith. As a former professional athlete, Josh knows the importance of discipline, vision, and taking risks to overcome challenges in pursuing dreams and achieving goals. He prides himself on being a personal coach and mentor, helping people uncover their passions and live out their purpose.

Round Table | Why Debt Freedom Doesn’t Equal Financial Freedom (The Missing Step to Passive Income)

Debt freedom is often seen as the ultimate goal, but is it really the key to financial freedom? In this episode, the financial coaches dive into why eliminating debt doesn’t automatically lead to true financial independence, and how the journey to wealth requires more than just paying off what you owe. They discuss how the “debt-free” mindset can lead to a life of dependence on a paycheck, without building streams of income. They also explore the essential next step: creating passive income that works for you, even when you’re not actively working.

Why debt freedom doesn’t equal financial freedom

The dangers of focusing on debt while ignoring passive income

Steps to building a passive income system

Crypto Taxes: The IRS Doesn’t Want You To Know This with Janna Scott

Are your crypto taxes putting your investments and your wallet at risk without you even knowing it? In this episode, Russ and Joey dive into the complex world of cryptocurrency taxes with Janna Scott, a former government CPA turned crypto tax expert. Janna shares her firsthand experience identifying inconsistencies in major crypto tax software and highlights the risks investors face when relying on inaccurate reports. She explains how her team built audit-proof software that pulls directly from the blockchain, categorizes transactions correctly, and minimizes errors that could trigger penalties.

How to accurately report crypto taxes

Audit-proof strategies for your crypto portfolio

Identify risks in crypto tax software

Janna Scott

Janna Scott is the founder and visionary behind DeFi Tax, a groundbreaking platform designed to bring clarity and compliance to the complex world of cryptocurrency tax reporting. By combining her expertise with a deep understanding of the evolving financial landscape, Janna has made it her mission to empower individuals, businesses, and institutions to navigate cryptocurrency taxes confidently.

Round Table | 3 Ways to Make Your Kid a Multi-Millionaire

Have you ever wondered how to set your kids up for financial success? In today's conversation, the financial coaches reveal three powerful strategies to help your children become multi-millionaires. It's not about passing down money–it’s about passing down the skills, mindset, and systems that will enable them to create wealth for themselves. The coaches share practical steps that can make all the difference in teaching kids how to generate passive income, understand financial systems, and take charge of their financial futures.

How to teach your kids the value of passive income

The mindset shifts necessary to make them multi-millionaires

Practical steps to start building wealth systems for future generations

Building Your Hard Asset Empire: How to Buy Back Your Freedom with Ben Reinberg

Have you ever wondered how to turn hard assets into real financial freedom? In this episode, Ben Reinberg, author of Hard Assets and Hard Money for Hard Times, joins Russ and Joey to share his blueprint for building a cash-flowing empire even if you don’t have millions to start. Starting from humble beginnings, Ben explains how he leveraged commercial real estate to generate consistent cash flow while minimizing risk. He dives into the importance of focusing on your niche, investing alongside experienced “smart money,” and maintaining low leverage to weather market shifts.

How to invest in commercial real estate and build a resilient hard asset empire

The mindset and strategies needed to create a consistent cash flow

Leveraging smart money, low-leverage investing, and generating stable returns

Ben Reinberg

Ben Reinberg is known by his peers as a visionary and a futurist. He has always been a step ahead, boldly setting investment trends. While other people entered commercial real estate as brokers, at 23 years old, he made the bold move to start as a principal owner. With a relentless drive, Ben navigated the complexities of the commercial real estate world to build a multi-billion-dollar empire from the ground up.

Round Table | The Simple System to Go From Cash Value to Cash Flow

Are you stuck in acquiring knowledge about building financial systems without achieving the results you want? Today's conversation breaks down why many investors hit a wall and how to move from education to action. Tune in as the financial coaches discuss the mindset shift required to convert active income into passive income. With personal stories and powerful insights, they share how you can take the next step to unlock your financial freedom. They also explore the Passive Income Lab, a proven system that has helped many transition from uncertainty to confidence. If you're ready to stop sitting on the sidelines and make your money work for you, this is your opportunity to learn how to start building your passive income the right way.

Transitioning from learning to earning passive income

Shifting your mindset to turn active income into passive wealth

How the Passive Income Lab clarifies your investment profile and reduces risk

3 Filters Every Investor Needs to Avoid Shiny Object Traps and Build Cash Flow

Are you feeling overwhelmed by all the investment opportunities available? It’s easy to chase the shiny objects, but how do you know what’s the best fit for you? In this episode, Russ and Joey break down The Golden Filter–the key to making smart, calculated investment decisions. They’ll walk you through three critical components (fit, risk, and outcome) and show you how understanding your Investor DNA and having a clear filter can help you make confident choices that align with your goals. Learn how they’ve used this system to build over $50K in passive income and how you can avoid costly mistakes. By the end of the episode, you’ll be equipped to apply this filter to your own investments and feel more confident than ever. Top three things you will learn: The golden filter for smart investing Identifying your unique investor profile Risk management and long-term planning August 2025 Income At-A-Glance: Gross Income for August: $50,024.34 Total Expenses for August: $14,515.47 Total Net Profit for August: $35,508.87 Difference b/t July & August: ($16,588.93) % of net profit to overall gross revenue: 71%

Round Table | How Trump's Big Beautiful Tax Bill Could Make Real Estate Investors Millions

Did you know the latest tax bill could save real estate investors $100k+ while accelerating your path to financial freedom? If you’re a real estate investor, understanding the latest tax incentives could mean keeping tens of thousands more in your pocket while accelerating your wealth-building strategy. In this episode, Russ, Joey, Jamie, and Jonathan break down how Trump’s Big Beautiful Tax Bill impacts real estate investing and how you can leverage it to maximize cash flow and minimize taxes. Learn how 100% bonus depreciation allows investors to fully expense properties in the first year, freeing up capital for reinvestment. Discover the updated Opportunity Zones rules, including the new 10-year rolling designation that rewards long-term investments in emerging areas. The financial coaches also cover Section 179 expansions that let investors expense larger project costs upfront, turning tax savings into additional opportunities for passive income.

Maximizing your tax benefits

Strategic real estate investing

Practical application of the tax strategies

Capital Raising Secrets: Make Investors Chase You with Ryan Miller

Have you ever felt stuck on the sidelines, wanting to invest but lacking the capital to get started? What if you could raise the money you need without the typical roadblocks? In this episode, Ryan Miller joins Russ and Joey to share his wealth of knowledge on how to successfully raise capital for your deals. As someone who has raised billions, Ryan explains the importance of building a solid reputation, forming strong relationships, and delivering results. With practical advice and real-world stories, Ryan reveals how to raise money even if you're just starting. Learn why it’s crucial to guard your capital, explore the downside risks of any investment, and understand the importance of a structured investment thesis.

How to attract investors

Building a Powerful Advisory Board

Decision-making framework

Ryan Miller

Ryan Miller is an angel investor, former VP of Finance, CFO of an insurance company, and the founder of Fund Raise Capital, an elite community of capital raisers that secures investor commitments of $500k to $500M in as little as 30 days after following his strategies.

Round Table | The Hidden Mistakes in Your Tax Return That Could Be Costing You Thousands

Taxes are your single biggest expense, and understanding your tax return could be the key to unlocking more passive income and financial freedom. In this episode, Russ, Joey, and Anthony demystify the tax return and show how you can use it as a planning tool rather than just a filing task. They discuss why most tax professionals don’t proactively guide clients and how taking control or acting as the CEO of your taxes can reveal overlooked deductions, carryovers, and passive loss limits. They also break down real examples, showing how understanding your return can free up cash to reinvest in your business and build wealth. Your path to financial freedom starts with understanding what’s already on your tax return.

Uncover opportunities for deductions and passive income growth

Identify potential savings and tax efficiencies

How to engage with your CPA proactively to ensure your tax strategy aligns with your financial goals

The $9B Investing Niche You’ve Never Heard Of with Brian Seidensticker

Have you ever wondered how to invest in real estate without the high upfront costs? Tax lien and tax deed investing may be your answer, offering unique opportunities to purchase properties at a fraction of their market value if you know where to look. In this episode, Brian Seidensticker joins Russ and Joey to discuss the niche world of tax lien and tax deed investing, a $9 billion industry that thrives even during economic downturns. Whether you're looking to go hands-on or invest passively, the opportunities are out there. Tune in to learn more and start your journey towards financial freedom today!

The differences between a tax lien and a tax deed

The risks and rewards of tax deed investing, and how to underwrite properties effectively

How to invest in the fund as a passive investor

Brian Seidensticker

Brian Seidensticker is a visionary leader and a founding partner at Last Best Partners, as well as the founder and CEO of Tax Sale Resources and several other portfolio companies. With a strong background in systems engineering and an advanced understanding of the tax sale industry, Brian has been instrumental in transforming the way investors access tax lien and tax deed information.

Round Table | Why Vending Machines Could Be the Perfect Recession-Proof Investment

What if you could turn a few vending machines into a steady stream of passive income? In this episode, the financial coaches explore the modern vending business as a lucrative passive income opportunity. You’ll learn the top strategies for finding the right locations and how technology like cashless payments, inventory apps, and AI-enabled machines is making the space easier to manage than ever. The coaches break down how vending machines and even micro markets can generate consistent cash flow with low overhead and minimal risk. They also discuss startup costs, realistic revenue expectations, and how seven machines can generate $8,000 per month in net income within the first year, illustrating the potential of this asset class.

How to evaluate the best locations for vending machines and micro markets

How technology can help you scale, manage, and track your machines remotely

How a small upfront investment can generate impressive returns on capital

How to Build Consistent Passive Income: $52K in July Using the Passive Income Operating System

Are you tired of trading your time for money? Discover how Russ and Joey turned $2M into $2.9M using a proven system that generates passive income and gives you true financial freedom so your money works for you, not the other way around. They also introduce the Passive Income Lab, a 12-week program designed to help people transition from learning to taking action. By focusing on what to invest in, where to find opportunities, and how to ask the right questions, this program helps people gain confidence in their investing strategies. Tune in to learn how to get started on your path to financial freedom and take control of your income today! Top three things you will learn: The formula for financial freedom How infinite banking works Real-world examples July 2025 Income At-A-Glance: Gross Income for July: $65.8K Total Expenses for July: $13.7K Total Net Profit for July: $52.1K Difference b/t June & July: ($7.1K) % of net profit to overall gross revenue: 79%

Round Table | Infinite Banking Explained: The Strategy Banks Don’t Want You Using

Are you tired of watching your money sit in the bank, earning next to nothing? Learn how to escape the traditional banking trap and turn your life insurance into a system that grows your wealth while giving you access to cash whenever you need it. In today's conversation, the financial coaches discuss the practical application of the Infinite Banking Concept (IBC), showing how storing capital in dividend-paying life insurance policies can create a personal banking system that works for you, not against you. They share real-world examples of families and business owners using infinite banking to fund investments, pay off debt, and create sustainable financial freedom.

Why traditional banking can trap your money

How to turn active income into passive income

The tax and legacy benefits of infinite banking

Why 83% of Businesses Don’t Sell and What to Do Instead with Jason Duncan

Most entrepreneurs are trapped in their businesses, working long hours without creating true freedom. In this episode, Jason Duncan joins Russ and Joey to discuss the concept of “exit without exiting,” a method that allows business owners to step back, gain freedom, and still reap the profits of their company. Jason shares his journey of realizing that being the linchpin of his business reduced its value and left him vulnerable. He explains why most small businesses fail to sell and how dependence on the owner can reduce business valuation by 30–50%. More importantly, he shows how to transform a company into an owner-independent asset.

How to structure your business so it generates passive income

Eliminate single points of failure

Shift from hustle to strategic ownership

Jason Duncan

Jason Duncan is a speaker, entrepreneur, and best-selling author. He is the creator of the XOS™ Method and is known as America's Exit Coach. With over a decade of experience, he's a leading expert in entrepreneurship and business growth strategy.

Round Table | Escape the Grind: How to Replace Your Income with Cash Flow

Are you making more money than ever but still feel stuck in the grind? In today's conversation, the financial coaches discuss how using proven systems can help you reclaim your time and take control of your financial future. For high-income earners, making more money often comes at the cost of time, family, and personal freedom. Mark shares his experience as a pilot, realizing that higher salaries meant more responsibilities and less personal control. Anthony shows the importance of pivoting from solely building net worth to focusing on cash flow and passive income. The coaches also highlight how the accumulation model traps many in the grind.

Turning active income into passive income

How to reclaim your time and take control of your finances

Leveraging IBC and Investor DNA to fast-track financial freedom

Why Multifamily Isn’t Dead (and What’s Coming Next) with Sam Morris

Multifamily real estate isn’t dead; it’s evolving. In this episode, Sam Morris of Lone Star Capital joins Russ and Joey to break down why now is a prime time for investing in multifamily properties. Sam explains how operational excellence, strategic debt management, and market knowledge drive superior returns, even when interest rates and cap rates are beyond your control. From understanding market cycles to evaluating submarkets, Sam shares practical insights that can help investors make smarter decisions. He dives into the importance of structure, sponsor trust, and risk-adjusted strategies that separate successful deals from failures.

How to evaluate market cycles

Operational and financial strategies

The three critical questions to ask before committing to any deal

Sam Morris

Sam Morris is a Partner at Lone Star Capital, where he oversees acquisitions, asset management, and investor relations. With over 20 years of experience in real estate, Sam has led acquisition and disposition teams on over $550 million in multifamily transactions. Before joining Lone Star Capital, Sam was the CEO of Sunset Capital, where he built a strong track record of sourcing and executing high-performing investments.