We save the world from having the feeling, "Will I have to trade time for money for the rest of my life?" You deserve to enjoy life and the fruit of your labor. We understand and have been there. We will help you achieve this freedom by following our 3-step process. Are you ready?
Wealth Without Wall Street is an online community that seeks to re-educate business owners & families how money truly works. Our goal is to teach people how to enhance savings, increase cash flow and create passive income all without the help of Wall Street. The secret to doing this is having your money work for you, not someone else.
“If we are to achieve results never before accomplished, we must expect to employ methods never before attempted.”




Colton McGriff is a second-generation IBC coach with a passion for helping families break free from the rat race and take control of their financial future. Growing up around the Infinite Banking Concept, Colton saw firsthand how powerful it could be—not only in building wealth, but in creating true freedom.
At the heart of everything Colton does is his family. He and his wife, Leigh Anne, are raising two joy-filled boys and a sweet daughter, and they view IBC as a way to create both financial security and margin for the moments that matter most. Colton’s Christ-centered approach keeps his priorities grounded in faith, family, and living with purpose.
Outside of coaching, Colton has built success in the world of land flipping, proving that creative strategies can open doors to opportunities beyond Wall Street. When he’s not guiding clients toward financial freedom, you’ll often find him investing in the next generation as a high school basketball coach. Whether on the court or in financial coaching, his mission is the same: to help people discover their potential, live intentionally, and leave a lasting legacy.

As a Wealth Without Wall Street Coach, Chad is passionate about helping others create the passive income they've always wanted with a proven strategy. Chad is a second-generation IBC coach who has been practicing banking for over 15 years. Chad has firsthand experience with leveraging his policy through various passive income opportunities such as building crypto mining rigs, selling land, flipping houses, and most recently has built a thriving modern vending business that has allowed him to spend more time with his family. His success has empowered him to educate others to reach the same financial freedom. Chad enjoys quality time with his family and exploring the outdoors. Chad and his wife live in Las Vegas, Nevada, raising their two energetic boys.

Strategic Financial Coach Ernie Brown joined Wealth Without Wall Street in 2016 after studying Management and Marketing at Berry College. A patient listener, a thorough teacher, and a creative strategizer, Ernie is energized to see people take action to achieve goals they set for themselves at Wealth Without Wall Street. Ernie would call himself consistent, a collaborator, and a learner. He wants to be remembered as someone who learned, grew, and developed for a lifetime and spent a full life passing down and equipping others to impact multiple generations. On Sunday mornings, you can usually find Ernie and his wife at Briarwood church worshipping the Lord and investing time in the college community. When he’s not working, Ernie is usually passionately recruiting his friends to join last minute, spontaneous activities that he and his wife dream up.

JD Hill is a Financial Coach lending 12 years of professional experience to Wealth Without Wall Street. He hopes that people remember the honesty, integrity, and respect with which he treats everyone around him. JD strives to take personal responsibility and commit to high expectations. He cares deeply for and values his relationships both in and out of the office. If work were to vanish suddenly, and he could be anywhere else, JD would be on an adventure somewhere with his family. On Sunday mornings, you can usually find JD sitting at his kitchen table with his wife sipping coffee, bible open, trying to study and wrangle the kids running around him. Passionate, full of conviction, and “all-in” are three apt descriptors of JD. Before he dies, his greatest goal is to raise up Godly kids who love and respect their parents. When he isn’t focused on Wealth Without Wall Street, JD enjoys learning from the Just Thinking podcast and Grace To You sermons. JD’s personal motto sums up his value to the company beautifully: “Try your best, don't quit, and have a great attitude!”

In 1999 Mark started his career as a professional pilot. Forthe next two decades he logged thousands of hours as a commercial airline pilotand instructor, carrying hundreds of thousands of passengers safely to theirdestinations. Flying in and out of some of the busiest airports in the worldMark was keenly aware of his surroundings. During the 2008 financial crisisMark lost his job, his pension, retirement and had to move overseas.
Having already started the journey towards financial freedomMark saw the system was broken and that he needed to set a new course. Turninghis focus to education and learning about more passive income streams and waysto maximize his efforts he had a chance meeting with Russ Morgan.
In that conversation the education truly began on adifferent way to solve the day’s problems. Just a few years later, in 2021, herealized his dream of financial freedom, regaining control of his time and theability to purse his passions.
Mark has taken his decades of instructing in the cockpit, creatingpassive income and implementing the Infinite Banking Concept to each of his coachingclients to help them reach a new destination…Financial Freedom.

As a Strategic Financial Coach at Wealth Without Wallstreet, Jamie passionately helps others escape the ratrace and live the life they deserve. Jamie started as a client with Wealth Without Wallstreet over 6 years agowhen he was looking for a better way to store and control his capital for investments. Insert the InfiniteBanking Concept. Over that same time frame, Jamie has flipped over a dozen properties and built a passiveincome portfolio that allowed him to step away from his Medical Device career and begin giving back to othersat Wealth Without Wallstreet. Jamie has a background in multiple different real estate strategies; however,his core business is adding value to properties to position them for resale or cash-flow. His experience extendsinto single and multi-family properties with a track record of successful exits earning his financial partnersexcellent returns. Outside of Wealth Without Wallstreet and real estate, Jamie enjoys spending time with hisfamily, the outdoors, great friends and, of course, SEC Football. Jamie and his wife Blair, along with their twindaughters, live in Birmingham, Alabama.

Eric Hudson, a seasoned Chief Financial Officer and accomplished investor, also known as the author of "Your Automated Budget," is a prominent figure at Wealth Without Wall Street. His mission as a financial coach is to empower clients through strategic connections and streamlined processes, ultimately expediting their path to Financial Freedom. Eric firmly values time, a precious asset for both himself and his clients.
Beyond finance, Eric is a passionate globetrotter, avid pickleball enthusiast, skilled angler, and, above all, a dedicated family man. He champions the concept of "Generational Time Freedom," a term he coined with one of his clients, as a foundational aspiration. Personally, Eric's unwavering commitment to personal growth and resilience guides his journey to become a more Christlike individual in his roles as a husband, father, and friend.
In his client interactions and personal relationships, Eric underscores the importance of genuine care and empathy. He firmly believes that authentic connections are built when individuals recognize his sincere concern for their financial well-being and overall success. Eric Hudson's dedication and passion revolve around helping individuals achieve their financial dreams, exemplifying the belief that "People don't care how much you know until they know how much you care."

Cody is the Chief Revenue Officer at Wealth Without Wall Street. With deep expertise in marketing strategy, sales, revenue growth, and systems he works on the operations and marketing side of the business. "Cody's mission is simple: help over 1 million entrepreneurs build businesses, and lives, they're genuinely proud of." He is the Co-Author of the Amazon Best Selling book What If You Could? The Mindset & Business Blueprint for Your Life of Purpose. Cody's expertise has been featured in Business Insider, Thrive Global, Authority Magazine, Inverse, CHCH News, Ticker News Australia, and more.

Ben Buzek is a husband and father of three, and the Director of the Passive Income Lab, where he helps investors take control of their financial future by building consistent, cash-flowing income through alternative investments.After a 25-year career in Army Special Operations, Ben now applies the same principles of disciplined decision-making, risk management, and execution to investing—helping clients eliminate guesswork and invest with clarity and confidence.Ben has been investing in alternative assets for nearly a decade and brings both the wins and the lessons he “paid full retail for” into his work today. Like many of the coaches in the Passive Income Lab, he began as a client and has been practicing the Infinite Banking Concept (IBC) for over seven years.Through the Passive Income Lab, Ben and his team guide investors to deploy capital into aligned opportunities using a proven framework. His approach centers on helping individuals define their Investor DNA, build a personalized buy box, and develop a repeatable system for making better investment decisions.Ben’s mission is simple: help people move beyond traditional financial advice and start creating cash flow that funds their lifestyle—so they can achieve true financial freedom.

David Karcher, a graduate of Taylor University with a B.A., originally hails from Ohio but made his way to Alabama after completing his education. He dedicated 25 years of his life to the mortgage lending industry, accumulating valuable expertise. In May 2023, David took a significant step by transitioning to a full-time role with Wealth Without Wall Street (WWWS).
When weekends roll around, David's passion shines through in his culinary creations, whether he's cooking, grilling, or skillfully smoking mouthwatering dishes. These moments of gastronomic artistry are often shared with his beloved family and cherished friends, adding depth and meaning to these occasions.
At the core of David's professional and personal endeavors lies a commitment to establishing multiple streams of passive income and the mission of educating his family and close acquaintances about the intricate concept of infinite banking.
Embedded in David's philosophy is a deep-seated belief: "Whatever you do, work at it with all your heart, as working for the Lord." This principle guides his path in both his professional and personal life, driving his aspirations and actions.

Cameron Christiansen is the co-founder of Infinite Wealth Consultants and co-host of the Infinite Wealth Podcast, where he helps high-income earners and real estate investors achieve financial freedom through Infinite Banking and passive income strategies. A seasoned small business owner for almost two decades, Cameron became disillusioned with conventional financial advice and turned to alternative wealth-building strategies after seeing firsthand the limitations of Wall Street.
Today, he is recognized as one of the nation’s leading authorities in the Infinite Banking Concept (IBC), combining the principles of Becoming Your Own Banker with Robert Kiyosaki’s cash flow mindset. Through Infinite Wealth Consultants, Cameron empowers clients to create passive income that exceeds their monthly expenses—helping them replace earned income and live life on their terms.

Anthony J. Faso is a proud U.S. Army veteran and self-described “recovering” CPA. Anthony started his career with PriceWaterhouseCoopers, served as CFO of a chain of restaurants and had his own CPA firm focused on business owners and investors.
After the Great Recession, he realized that the solution to financial freedom would never be found in the latest Wall Street-created financial products. That is when he discovered Rich Dad Poor Dad and the Infinite Banking Concept. He quickly learned that combining both strategies was the most effective way to achieve financial freedom. That was when he sold his CPA firm and started Infinite Wealth Consultants which focuses on teaching investors the principles of Robert Kiyosaki and the Infinite Banking Concept.
As he was discovering his path to financial freedom he read Rich Dad Poor Dad again, but this time he took action and put Robert Kiyosaki’s strategy into action.

Joey Mure, Founder and Partner at Wealth Without Wall Street, brings impact, integrity, and generosity to the company every day. He hopes to be remembered as a lover of Jesus, devoted husband, and faithful father. Despite dreaming, around age 10, of becoming an orthopedic surgeon, Joey was in the mortgage business for 11 years before moving to finance in 2014. His personal mentor, Nelson Nash — another man of integrity and impact — is someone Joey deeply admires. Joey’s strengths in building relationships, asking great questions, and influencing and empowering people with the Wealth Without Wall Street message make him invaluable to the company’s mission. He is relational, impactful, and a true leader. His colleagues would add that he’s thoughtful, funny, and a family man. Many people don’t know that Joey ate a 72-ounce steak dinner once. If he could be anywhere other than work, you’d find him at the beach with his family. And every Sunday morning, they’re worshipping the Lord. A lifetime goal of Joey’s is to impact the world for Christ; and a more near-term goal is to purchase a beach house for my family. Aside from Wealth Without Wall Street, Joey listens to Sharran Srivatsaa’s Business School podcast and Donald Miller’s Building A StoryBrand podcast. He’s happiest when he’s traveling with his wife or golfing with his girls. He cares deeply about Campus Outreach, Cru, Navigators, Sav a Life, Lifeline Adoption, and Young Business Leaders. His aims to live by the words “Trust in the Lord with all your heart and lean not on your own understanding. In all your ways acknowledge Him and He shall direct your path (Prov 3:5-6).”

Wealth Without Wall Street’s Founder and Partner, Russ Morgan, is known as “The Idea Guy.” Russ began his professional career as an investment advisor in 2004 after graduating from Auburn University — a slight foray from 10-year-old Russ’ dream of becoming a professional baseball pitcher. Russ started IBC in 2009, and eventually went on to found Wealth Without Wall Street in 2015. Russ' mother was an enormous inspiration for him growing up. As a single mother with two young children, she took a rigorous, accelerated track through college while working multiple jobs, all with the goal of bettering her children’s lives. When he’s not working, you can wave to Russ on a boat at the lake pulling his kids around on a tube. And on Sunday mornings, he’s probably rushing to church with his family … only 10 minutes late.
Russ’ creativity, fresh ideas, and knack for problem solving are indispensable assets to his role at Wealth Without Wall Street. Russ would describe himself as competitive, creative, and passionate; his colleagues would likely add that he is helpful and abundant. Russ hopes to be remembered as an innovator who loved to teach others, and he has a goal to one day serve in the mission field. Finishing the book is another more near-term goal. Aside from Wealth Without Wall Street, Russ learns from the Business School podcast with Sharran Srivatsaa and Donald Miller’s Building A StoryBrand book and podcast. Aspire Movement, Campus Outreach, and Young Business Leaders are three causes near to Russ’ heart. Russ in one motto? “Just try!”