We save the world from having the feeling, "Will I have to trade time for money for the rest of my life?" You deserve to enjoy life and the fruit of your labor. We understand and have been there. We will help you achieve this freedom by following our 3-step process. Are you ready?
Wealth Without Wall Street is an online community that seeks to re-educate business owners & families how money truly works. Our goal is to teach people how to enhance savings, increase cash flow and create passive income all without the help of Wall Street. The secret to doing this is having your money work for you, not someone else.
“If we are to achieve results never before accomplished, we must expect to employ methods never before attempted.”




Cody is the Chief Revenue Officer at Wealth Without Wall Street. With deep expertise in marketing strategy, sales, revenue growth, and systems he works on the operations and marketing side of the business. "Cody's mission is simple: help over 1 million entrepreneurs build businesses, and lives, they're genuinely proud of." He is the Co-Author of the Amazon Best Selling book What If You Could? The Mindset & Business Blueprint for Your Life of Purpose. Cody's expertise has been featured in Business Insider, Thrive Global, Authority Magazine, Inverse, CHCH News, Ticker News Australia, and more.

Ben Buzek is a husband and father of three, and the Director of the Passive Income Lab, where he helps investors take control of their financial future by building consistent, cash-flowing income through alternative investments.After a 25-year career in Army Special Operations, Ben now applies the same principles of disciplined decision-making, risk management, and execution to investing—helping clients eliminate guesswork and invest with clarity and confidence.Ben has been investing in alternative assets for nearly a decade and brings both the wins and the lessons he “paid full retail for” into his work today. Like many of the coaches in the Passive Income Lab, he began as a client and has been practicing the Infinite Banking Concept (IBC) for over seven years.Through the Passive Income Lab, Ben and his team guide investors to deploy capital into aligned opportunities using a proven framework. His approach centers on helping individuals define their Investor DNA, build a personalized buy box, and develop a repeatable system for making better investment decisions.Ben’s mission is simple: help people move beyond traditional financial advice and start creating cash flow that funds their lifestyle—so they can achieve true financial freedom.

David Karcher, a graduate of Taylor University with a B.A., originally hails from Ohio but made his way to Alabama after completing his education. He dedicated 25 years of his life to the mortgage lending industry, accumulating valuable expertise. In May 2023, David took a significant step by transitioning to a full-time role with Wealth Without Wall Street (WWWS).
When weekends roll around, David's passion shines through in his culinary creations, whether he's cooking, grilling, or skillfully smoking mouthwatering dishes. These moments of gastronomic artistry are often shared with his beloved family and cherished friends, adding depth and meaning to these occasions.
At the core of David's professional and personal endeavors lies a commitment to establishing multiple streams of passive income and the mission of educating his family and close acquaintances about the intricate concept of infinite banking.
Embedded in David's philosophy is a deep-seated belief: "Whatever you do, work at it with all your heart, as working for the Lord." This principle guides his path in both his professional and personal life, driving his aspirations and actions.