Dave Ramsey is WRONG

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What This Episode Is About

In this week’s episode, we’re not holding back when it comes to a very popular, and false, article from Dave Ramsey. We use cold hard math to illustrate exactly why Dave is wrong when he says cash value life insurance policies are a bad financial decision. To be clear, we don’t have anything against Dave Ramsey, we just can’t ignore he has his facts wrong in an article that is, unfortunately, frequently shared.

Mentioned In This Episode:

  • The Dave Ramsey article that inspired this episode
  • How Russ originally resisted the idea of becoming your own banker with whole life insurance policies
  • A breakdown of how the math in Dave Ramsey’s article doesn’t add up
  • How to determine which life insurance policy is best for you and what your coverage amount should be


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